Our services
Everything we offer our members, in one place.
Deposits
Grow your savings safely.
- Fixed DepositLock in attractive, assured returns for 182 days or more, with extra for senior citizens.
- Cash CertificateGrow a lump sum over 899 days at our highest rate — 10% p.a., 10.25% for seniors.
- Pigmy DepositSave a little every day — our agent collects at your doorstep or shop.
- Recurring DepositBuild a disciplined savings habit with a fixed monthly instalment.
Loans
Finance when you need it.
- Gold LoanQuick cash against your gold ornaments, with minimal paperwork.
- Two-Wheeler LoanRide home your new scooter or motorcycle with easy monthly EMIs.
- Car LoanDrive your dream car with affordable repayment options.
- Commercial Vehicle LoanGrow your transport business with finance for goods and passenger vehicles.
- Personal LoanFor weddings, education, medical needs or home repairs — when you need it.
- Hypothecation LoanWorking capital for traders against stock or business assets.
Member facilities
More ways we help
Doorstep pigmy collection
Our agents collect your daily savings at your home or shop.
Loan against deposits
Borrow against your FD or cash certificate without breaking it.
Senior-citizen benefits
Higher deposit rates for members aged 60 and above.
Nomination facility
Name a nominee on your deposits for peace of mind.
Membership & shares
Become a member-owner and take part in the general body meeting.
Personal assistance
Call or WhatsApp us for help with forms, rates and renewals.
Visit us, call us, or just say hello on WhatsApp
Our team in Siddapur and Sirsi will help you choose the right deposit or loan — in Kannada or English.