Our mission
To provide accessible, reliable and innovative financial services that empower individuals and communities to achieve their economic goals — while upholding the co-operative principles of mutual support and democratic governance.
About Chetana Souharda
A member-owned co-operative bringing modern, trustworthy financial services to Siddapur, Sirsi and the villages around them.
Who we are
Siri Sindhu – Sarva Jana Bandhu
ಸಿರಿ ಸಿಂಧು – ಸರ್ವ ಜನ ಬಂಧು
Chetana Credit Co-operative Souharda Society Ltd. was founded by people of Siddapur who believed their community deserved a financial institution of its own — one that understands local traders, farmers, salaried families and senior citizens, and treats every member with respect.
We combine the values of co-operative finance — mutual help, democratic governance and local ownership — with simple, transparent service. Savings deposited with us are put to work within our own community.
- Registered under
- Karnataka Souharda Sahakari Act, 1997
- Registration no.
- To be added
- Inaugurated
- 29 August 2025
- Offices
- 3 — Siddapur (2) & Sirsi
Our vision
To be a leading co-operative institution, recognised for excellence in community-driven finance, financial inclusion and sustainable development that creates a lasting, positive impact on society.
Our core values
What we stand for
Sustainable growth
Promoting financial inclusion and sustainable development in our communities.
Community first
We put the financial well-being of our members and neighbours above all else.
Trust & transparency
Building lasting relationships through honest, transparent practices.
Co-operative spirit
Every member is an owner, with a voice in how the society is run.
Leadership
“Chetana Souharda was built on a simple idea — that neighbours can help each other grow. Every deposit you make with us is put to work within our own community, funding local businesses, families and farmers. We promise to keep your savings safe, treat every member with respect, and serve you with the warmth of a local institution.”
Shashibhushan Hegde · President
Meet the boardVisit us, call us, or just say hello on WhatsApp
Our team in Siddapur and Sirsi will help you choose the right deposit or loan — in Kannada or English.