Fixed Deposit
Lock in attractive, assured returns for 182 days or more, with extra for senior citizens.
At Chetana Souharda, we understand the diverse needs of our members. Our Fixed Deposits come with a range of tenures, so you can choose the one that matches your financial goals — short-term options up to one year, and long-term options beyond one year.
- Tenures from 182 days
- Extra 0.50% for senior citizens
- Loan facility against deposit
- Nomination facility
Interest rates
| Tenure | General | Senior citizen |
|---|---|---|
| 182 days to less than 1 year | 7.5% | 8% |
| 1 year | 8% | 8.5% |
| Above 1 year | 9% | 9.5% |
Rates effective 1 September 2026. Rates are per annum and subject to change; please confirm at the branch before investing. Senior citizens are members aged 60 years and above.
Who can apply
- Individuals, singly or jointly
- Minors through a parent or guardian
- Clubs, societies, trusts, institutions and firms
Documents required
- Aadhaar card
- PAN card
- 2 passport-size photographs
- Address proof (if different from Aadhaar)
Bring originals for verification. Our staff will guide you through the form.
Estimate your returns
Rate is set from our current rate chart for the tenure you choose.
Maturity value
—
- Amount invested
- —
- Interest earned
- —
Indicative figures with interest compounded quarterly. Actual maturity may differ slightly.
How to get started
- Visit or callDrop in at any of our three offices or call +91 82773 05066.
- Become a memberFill in a simple membership form with your KYC documents.
- Make your depositChoose your amount and tenure — we issue your receipt the same day.
Visit us, call us, or just say hello on WhatsApp
Our team in Siddapur and Sirsi will help you choose the right deposit or loan — in Kannada or English.